INDUSTRY
TRANSPORTATION INDUSTRY
Smarter health plans for the drivers, operators, and crews behind every delivery.
A Memberly-designed health plan gives transportation employees the coverage and care they deserve — with national networks that deliver access anywhere.
With a mobile and transient workforce, the transportation industry faces unique challenges in accessing care while maintaining affordability. At the same time, many companies still pay inflated insurance rates designed for higher-risk populations. Memberly changes that. Our self-funded and level-funded PPO and Reference-Based Pricing (RBP) plans provide ACA-compliant coverage through the nation’s largest PPO networks or flexible RBP platforms, giving drivers and field teams access to care anywhere while helping employers reduce costs by up to 40%.
Why Self-Funding Works for Transportation Employers
In self-funded or level-funded health plans, employers pay only for the care their teams actually use, not the inflated pooled premiums of traditional insurance. For transportation and logistics companies, this model offers greater control, flexibility, and cost savings.
Key Advantages:
- Mobile, lower-risk workforce results in fewer claims and reduced overall costs
- Transparent PPO or RBP pricing eliminates inflated billed rates and hidden markups
- Predictable funding and refund potential when annual claims come in under projections
- Nationwide network access ensures drivers and field employees can get care anywhere
Who Memberly’s Health Plans Are Built For
Transportation companies share common traits: mobile workforces, active job roles, and younger, lower-risk employees — all of which align perfectly with how self-funded and level-funded health plans are rated and priced.
Memberly’s health plan designs are ideal for:
- Trucking & Freight Carriers: Long-haul, regional, and last-mile delivery drivers
- Logistics & Distribution: Warehousing, dispatch, and supply-chain operations
- Delivery & Fleet Services: Package delivery, courier, and commercial transport teams
- Towing & Specialty Transport: Heavy-duty operators and roadside service crews
How Transportation Employers Save Up to 50%
Traditional insurance blends your lower-risk, on-the-move workforce with higher-cost populations. Memberly changes that by customizing plan design and pricing around the unique needs of transportation employers.
By combining:
- Self-Funded PPO or RBP design
- Preventive-only MEC coverage for part-time staff
- MVP (Minimum Value Plan) options for full-time employees
- Integrated pharmacy and telehealth savings
Finance employers typically cut healthcare costs by 30–40%.
