INDUSTRY
EDUCATION INDUSTRY
Health plans built for education and training teams dedicated to helping people grow.
A Memberly-designed health plan gives educators, staff, and training professionals affordable coverage that supports their work and well-being.
Educators, trainers, and support staff keep America’s classrooms, campuses, and training programs running, yet they often face the same inflated insurance costs as higher-risk industries. Memberly changes that with health plans built for the realities of education and workforce development, supporting diverse teams across multiple locations, schedules, and employment types. Our self-funded and level-funded PPO and Reference-Based Pricing (RBP) plans provide affordable, ACA-compliant coverage with nationwide access and predictable costs that help schools, training centers, and organizations save up to 40% compared to traditional insurance.
Why Self-Funding Works for Education and Training Organizations
In self-funded or level-funded health plans, employers pay only for the healthcare their teams actually use, not the inflated pooled premiums of traditional insurance. For education and training organizations, this model provides greater control, flexibility, and long-term savings.
Key Advantages:
- Stable, lower-risk workforces lead to fewer claims and predictable costs
- Flexible plan designs accommodate teachers, trainers, and part-time staff
- Transparent PPO or RBP pricing removes inflated billed rates and hidden markups
- Potential refunds or surplus credits when annual claims come in below projections
Who Memberly’s Health Plans Are Built For
Education and training organizations share common traits: dedicated teams, varied schedules, and a mix of full-time, part-time, and seasonal staff. These characteristics align perfectly with how self-funded and level-funded health plans are rated and priced, allowing institutions to save significantly compared to traditional insurance. Memberly’s health plan designs are ideal for:
- Schools and Educational Institutions: Teachers, administrators, and support staff
- Training Centers: Instructors, program coordinators, and apprentices
- Childcare and Early Learning Programs: Caregivers, aides, and educational assistants
- Workforce Development and Nonprofit Programs: Trainers, mentors, and educators.
How Education and Training Employers Save Up to 40%
Traditional insurance blends your lower-risk, stable workforce with higher-cost groups. Memberly changes that by customizing plan design and pricing around the unique needs of education and training organizations.
By combining:
- Self-Funded PPO or RBP design
- Preventive-only MEC coverage for part-time or adjunct staff
- MVP (Minimum Value Plan) options for full-time employees
- Integrated pharmacy and telehealth savings
Education and training employers typically reduce total healthcare costs by 30 to 40%.
