ORGANIZATIONS
ORGANIZATIONS
COMMON OWNERS
Health Plan Solutions for Common Ownership Groups
Memberly helps employers leverage common ownership to streamline benefits, reduce healthcare costs, and maintain full ACA compliance across all entities.
By leveraging common ownership as low as 1% employers can unify benefits, cut costs, and simplify compliance across entities.
Memberly helps employers with common ownership — even as low as 1% shared interest — access unified health benefits across multiple entities. Whether you operate several franchises, sister companies, or related business units, Memberly streamlines eligibility and plan administration under a single structure. This approach allows organizations to leverage combined employee counts for better pricing, improved compliance, and simplified plan management — while maintaining flexibility for each entity’s needs.
Strategize – Build Collective Buying Power
By grouping commonly owned companies under a single benefits strategy, employers can create a unified plan that increases purchasing leverage and access to lower rates. Memberly helps evaluate ownership structures, coordinate plan eligibility, and design programs that align financial, legal, and compliance goals across all related entities.
Simplify – One Benefits Program for All Entities
Common ownership allows multiple companies to participate in one streamlined benefits program while maintaining separate payrolls and operations. Memberly consolidates administration, enrollment, and reporting — ensuring consistency in coverage and messaging while reducing duplication and administrative costs.
Save – Reduce Costs Across the Group
Through combined employee counts and coordinated plan funding, employers can achieve better pricing, stronger stop-loss positioning, and greater cost predictability. Memberly’s self-funded, level-funded, and MEC plan structures enable savings of up to 30–50% compared to traditional insurance for each participating entity.
Comply – Meet ACA and Regulatory Requirements
Managing multiple EINs can complicate ACA compliance. Memberly ensures all commonly owned entities meet ACA Penalty A and B standards, including proper 1094-C/1095-C reporting, controlled group tracking, and affordability testing. Our process provides full transparency and compliance confidence across every business in the group.
